Church Chatter – Terms of Service
Last Updated: May 19, 2026
1. Acceptance of Terms
These Terms of Service (“Terms”) govern your access to and use of Church Chatter, including our websites, mobile applications, and related services (collectively, the “Services”).
Church Chatter is a platform and brand owned and operated by ChurchMe LLC (“ChurchMe,” “we,” “our,” or “us”).
By accessing or using the Services, you agree to be bound by these Terms.
If you do not agree to these Terms, do not use the Services.
2. Eligibility
You must be at least 13 years old to use the Services unless use is supervised or authorized by a parent, guardian, church, or organization in accordance with applicable law.
By using the Services, you represent that you are legally permitted to do so.
3. Accounts
You are responsible for:
Maintaining account security
Protecting login credentials
All activity occurring under your account
Providing accurate information
We reserve the right to suspend or terminate accounts that violate these Terms.
4. Church Communities & Organizations
Churches, organizations, and administrators using the Services are responsible for:
Content they upload or manage
Communications sent through the platform
Obtaining permissions and consents from members
Compliance with applicable laws
Moderation and management of their communities
ChurchMe LLC acts as a platform provider and is not responsible for church-managed content or communications.
5. Acceptable Use
You agree not to:
Violate laws or regulations
Harass, threaten, or abuse others
Upload unlawful, defamatory, hateful, or obscene content
Impersonate another person or organization
Interfere with platform operations
Attempt unauthorized access
Distribute spam, malware, or phishing content
Infringe intellectual property rights
Use the Services for fraudulent activity
We reserve the right to remove content or restrict access at our discretion.
6. User Content
Users retain ownership of content they submit to the Services.
By submitting content, you grant ChurchMe LLC a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, display, and distribute such content solely for the purpose of operating, improving, and providing the Services.
You represent that you have the rights necessary to submit such content.
7. Giving & Payment Information
Church Chatter may support donations, giving, or payment-related features through Stripe Connect and related payment providers.
Payment information is processed securely by Stripe and related payment processors. ChurchMe LLC does not store full payment card information.
We may collect limited transaction-related information such as:
Donation amount
Transaction metadata
Connected account information
Payment status
Billing-related information
Church Chatter charges a 0.7% platform fee on donations and payment transactions processed through the platform. This platform fee applies to both card payments and U.S. bank account (ACH) payments. For U.S. bank account (ACH) transactions, the Church Chatter platform fee is capped at a maximum of $5 per transaction.
In addition to Church Chatter’s platform fee, Stripe and related payment providers charge separate payment processing fees. As of the Effective Date of this Privacy Policy, Stripe’s standard U.S. pricing generally includes:
Credit and debit card payments: 2.9% + $0.30 per successful transaction
ACH / U.S. bank account payments: 0.8% capped at $5 per transaction
Stripe’s pricing, fees, and terms may change at Stripe’s sole discretion. Current Stripe pricing information is available at:
Applicable fees may include, without limitation:
Church Chatter platform fee: 0.7%
Stripe credit/debit card processing fees
Stripe ACH / U.S. bank account processing fees
Payment network fees
Banking and transaction-related fees
During checkout or donation flows, users may be shown the total combined processing and platform-related fees applicable to the transaction. Depending on the selected settings, donors may be provided the option to voluntarily cover applicable fees during checkout.
Stripe’s privacy policy is available at:
https://stripe.com/privacy
8. Availability of Services
We may modify, suspend, discontinue, or update portions of the Services at any time without liability.
We do not guarantee uninterrupted or error-free operation.
9. Third-Party Services
The Services may integrate with third-party providers and services.
We are not responsible for third-party services, content, availability, or policies.
10. Termination
We reserve the right to suspend, restrict, or terminate access to the Services at any time, including for violations of these Terms.
We may remove content, communities, or accounts without notice.
11. Disclaimer of Warranties
The Services are provided on an “AS IS” and “AS AVAILABLE” basis.
To the maximum extent permitted by law, ChurchMe LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and availability.
12. Limitation of Liability
To the maximum extent permitted by law, ChurchMe LLC and its affiliates, officers, employees, contractors, and partners shall not be liable for:
Indirect damages
Consequential damages
Lost profits
Data loss
Service interruptions
Unauthorized access
User content
Church communications or actions
Our total liability shall not exceed the amount paid by you to ChurchMe LLC during the twelve months preceding the claim.
13. Indemnification
You agree to indemnify and hold harmless ChurchMe LLC and its affiliates from claims, damages, liabilities, and expenses arising from:
Your use of the Services
Your content
Your violation of these Terms
Your violation of applicable laws or rights of others
14. Governing Law
These Terms shall be governed by the laws of the State of Delaware, without regard to conflict of law principles.
Any disputes arising from these Terms shall be resolved in applicable courts located in Delaware unless otherwise required by law
15.AI-Generated and Automated Content Disclaimer
Certain content, messages, notifications, summaries, Bible trivia, recommendations, and communications made available through Church Chatter may be generated, assisted, or distributed using automated systems or artificial intelligence (“AI”). AI-generated content may contain errors, inaccuracies, omissions, or outdated information and may not always reflect correct theological, biblical, factual, or contextual interpretations.
Church Chatter makes no representations or warranties regarding the accuracy, reliability, completeness, or suitability of any AI-generated or automated content. All such content is provided “as is” for informational and engagement purposes only.
By using the Services, you acknowledge and agree that Church Chatter shall not be liable for any loss, damage, claim, dispute, offense, misunderstanding, or reliance arising from or related to AI-generated, automated, or algorithmically produced content, communications, or recommendations made available through the platform.
16. Changes to These Terms
We may update these Terms from time to time.
Updated versions will be posted with a revised effective date.
Continued use of the Services after updates constitutes acceptance of the revised Terms.
16. Contact Information
ChurchMe LLC
Email: support@churchme.app
Website: https://churchchatter.app